Author: Ivy Silverman

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Escort Services in Paris - What You Need to Know About the City’s Underground Scene

Paris offers more than romance and history - but escort services come with serious risks. Learn the truth behind escort psris, excort paris, and es ort girl paris, and discover safer ways to connect in the city.

Ivy Silverman, Dec, 3 2025

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Jameis Winston’s 366-Yard Showout Not Enough as Giants Lose 34-27 to Lions in Overtime

Jameis Winston threw for 366 yards and caught a touchdown, but the Giants lost 34-27 to the Lions in overtime after blowing a 10-point lead, raising questions about their QB future and Jaxson Dart's return.

Ivy Silverman, Nov, 24 2025

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Suns Bounce Back From 22-Point Collapse to Beat Trail Blazers After Hawks Heartbreaker

After a crushing 22-point fourth-quarter collapse against the Atlanta Hawks, the Phoenix Suns bounced back with a 127-110 win over the Portland Trail Blazers, led by Devin Booker and Collin Gillespie, proving their resilience under coach Frank Vogel.

Ivy Silverman, Nov, 21 2025

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Cleveland Guardians Edge White Sox 3-1 Behind Kayfus Homers and Messick’s Six‑Inning Gem

The Guardians topped the White Sox 3-1 on September 13, 2025, with two homers from C.J. Kayfus and a pinch‑hit blast by Jhonkensy Noel. Rookie left‑hander Parker Messick allowed just one run over six innings. The win marked the team's ninth triumph in eleven games as they chase a third AL wild‑card seed. Cade Smith locked in his 14th save. Chicago’s only run came early on a Lenyn Sosa RBI single.

Ivy Silverman, Sep, 24 2025

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Know about Business Law and Financing?

As a blogger, I recently delved into the fascinating world of business law and financing. It's crucial for entrepreneurs to understand the legal framework that governs their businesses and the various funding options available to them. From forming a business entity to protecting intellectual property, business law plays a significant role in ensuring a company's success. On the financing side, options such as venture capital, crowdfunding, and loans all have their unique benefits and challenges. By understanding these crucial aspects, business owners can make informed decisions to drive their businesses forward.

Ivy Silverman, Jun, 13 2023

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Why do lenders always go by the lowest credit score?

As a borrower, I've often wondered why lenders always seem to focus on the lowest credit score when evaluating loan applications. It turns out that this conservative approach helps lenders minimize risk by assessing a borrower's creditworthiness based on their weakest financial performance. By considering the lowest credit score, lenders can account for any financial setbacks or inconsistencies in a borrower's history. This practice ultimately ensures that lenders are more likely to approve loans for individuals who have demonstrated the ability to consistently manage their credit responsibly. So, while it may be frustrating for borrowers, it's a necessary precaution that benefits both parties in the long run.

Ivy Silverman, May, 30 2023

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What is the longest time period one can take to pay off a house?

I recently researched the longest time period one can take to pay off a house, and it turns out that it varies depending on the mortgage terms. Generally, the most common mortgage term is 30 years, but some lenders offer extended terms up to 40 or even 50 years. These longer terms lead to lower monthly payments but result in paying more interest over the life of the loan. It's essential to weigh the pros and cons before deciding on a mortgage term to ensure that it meets your financial needs and goals. In some countries, alternative lending options such as intergenerational mortgages may even allow for repayment periods exceeding 50 years.

Ivy Silverman, May, 26 2023

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Can I be forced to sell a jointly owned house?

In today's blog post, I'd like to discuss a common property issue - can you be forced to sell a jointly owned house? The answer is not so simple, as it depends on the circumstances and the relationship between the owners. In some cases, a court order may be necessary to force a sale, especially if one person refuses to cooperate. It is always best to seek legal advice and explore all options before making any decisions. Remember, communication and compromise can often resolve these issues without resorting to drastic measures.

Ivy Silverman, May, 24 2023

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Does rental income count towards debt to income ratio?

As a blogger, I've been researching whether rental income counts towards the debt to income ratio. From my findings, I can confirm that rental income can indeed be considered as part of your income when calculating your debt to income ratio. Lenders typically include a percentage of your rental income, often around 75%, to account for potential vacancies or maintenance expenses. It's important to note that the rental property must have a stable history of occupancy to be considered in your debt to income ratio. So, if you're a landlord with a reliable rental history, your rental income can help improve your debt to income ratio and potentially help you secure loans or better interest rates.

Ivy Silverman, May, 22 2023